2017 AgriFin Accelerate (AFA) Learning Outcomes Highlighted at 2nd Annual Learning Event

The Mercy Corps AgriFin Accelerate (AFA) program seeks to address the financial inclusion gap for smallholder farmers with greater access to affordable, accessible, and demand-driven financial products and services. As part of AFA’s 2nd Annual Learning Event, taking place in Nairobi, Kenya on 31 January 2018, AFA is releasing a wide range of blogs and documents highlighting its program and learning outcomes from the past year in Kenya, Zambia, and…

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Don’t Lose the Plot

Reality TV ‘edutainment’ series Don’t Lose the Plot engages youth to see farming as a business through digital media and tools As the average age of African farmers rises above 40 years, countries are faced with the question of how to cultivate the next generation of food growers. Knowing that youth are drawn to digital technologies and social media, the Mercy Corps Agrifin Accelerate (AFA) Program collaborated with the Mediae…

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Increasing women’s financial inclusion in Zambia – Part 2

NOTE: This post is a continuation of the Blog Series, Increasing women’s financial inclusion in Zambia. See below for links to other parts in this series. A Seasonal Mapping of Zambian Women Smallholder Farmers’ Major Activities, Expenses, and Earnings The lives and financial health of women smallholder farmers in Zambia are largely governed by the annual planting and harvesting of maize, which is grown by 80% of the country’s farmers…

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Increasing women’s financial inclusion in Zambia – Part 1

NOTE: This post is part of the Blog Series: Increasing women’s financial inclusion in Zambia. See below for links to other parts in this series. Financial Inclusion: What is the Status for Women Smallholder Farmers in Zambia? Women smallholder farmers are some of the most financially underserved people in Zambia. Countrywide, 42.6% of women are financially excluded compared to 38.8% of men. Of those who have no access to formal financial…

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Supply side constraints to rural agent network viability in Zambia

4 lessons from a global scan By Andrew Karlyn, Strategy & Insights Lead, AgriFin Accelerate Rural-dominated markets, particularly across Africa, face significant challenges in finding a growth pathway for digital financial services.  Zambia is one such market and with a population of 16 million, 60% of Zambians live in rural areas. Yet despite high penetration of financial inclusion (60%), active use of DFS in Zambia lags at 35% 90-day usage.…

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Inside Story: Zambia Small-Holder Cotton Farmers

Of Bulk and Benefit: Lessons from Promoting Digital Payments among Cotton Ginners in Zambia Summary Digital bulk payments is a potential catalyst for financial inclusion for small holder farmers Cotton represents an important cash crop for rural Zambian small-holders Digitization efforts to date have met limited success A business requirements approach to digitization resulted in 8,229 farmers trained, and 477 new mobile money accounts Adoption lagged however, due to last-minute…

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